Consumer Protections

Our Consumer Protection Report (CPR) feature can assist you in shopping for the right title company based on its’ business insurance coverages & security software that are necessary in protecting and safeguarding your money and real estate closing process. The Consumer Protection Report (CPR) is based on a scale of 1 to 10, with 1 point being assigned for each protection a company provides.

This is important to know, as Colorado licensed title companies/agents are not required by law to have any form of business insurance coverages (i.e., fidelity, crime, cyber security, errors & omissions, general liability, and other forms of coverages), as well as not having to undergo a formal criminal background check.

In Colorado, the Division of Insurance regulates the business of title insurance that includes real estate closing services, through Title Insurance Regulations:

• 8-1-1 (Rates & Fees)
• 8-1-2 (Consumer Protection)
• 8-1-3 (Standards of Conduct)
• 8-1-4 (Fiduciary Duties)
• 8-1-5 (Agent Licensing)

Beside checking our Consumer Protection Report (CPR) it’s also important for consumers, whether selling, buying or refinancing their home, to obtain a Closing Protection Letter (CPL). A Closing Protection Letter (CPL) basically provides you additional protections and assurances against losses arising out of the negligent actions of the Title Insurance Company's authorized issuing Title Agent/ Title Company. When running a quote, CompareTitleCompanies.com will identify whether a CPL is available by the selected Title Company and for what charge. More information about CPLs